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  • Bike insurance $$$$$$$

    So i get this call from my bike insurance broker lady,she says "hi Craig" and identifies herself,(i already know this is gunna hurt)she says "I'm sorry to tell you that your renewal rate will increase this year"i'm thinking WTF ? 20 + years experience no accidents {knocking on wood}no convitions what so ever or claims for that matter.

    So i ask "how much"?

    she says "last year you paid $913.00 (all incl.)and the ins. co. (Elite)is increasing all bike policies ,your new premium will be 1624.10"

    a difference of $711.00 !!
    So naturally i asked "what's your fax no. so i can send you my cancellation"?

    I got an instant quote with Riders plus all inclusive $942.00.(which is covered by Echelon General ins. co.)

    Just thought i'd share this scandal with ya's,apparently the crotch rockets are causing some rate increases for us cruiser guys. according to the nice lady at Mantha,my ex-insurance broker.

    The new ins. co. doesn't lump all bikes together. They know the difference.

    Still an increase,but not as painfull, especially without being kissed or anything first !!:vgirl
    HERD MEMBER #0057

    If i only had more time..............

  • #2
    Wow !!!

    Your paying "ALOT" !!! I pay roughly $ 250.00 a year for full coverage in Utah, USA......Damn.......I'll visit ya, but I'm not gonna stay up there.....Wow !!
    U.S. Army "Retired"
    (Disabled Veteran)

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    • #3
      I get my insurance through HD and it is not bad cause every year they shop around for me and get me the same coverage or better! Dont know how much Betsy takes care of the bills.
      Herd#00055
      When we do wrong no one forgets!
      When we do right no on remembers!
      Tattooed White Boy

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      • #4
        i pay about $624 year full coverage for 2 bikes -allstate
        Twenty First Herdster
        * When Its All Said And Done, Will You Have Said More Than You Have Done?
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        99 FLSTF
        03 FLHTCI

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        • #5
          wow,,,bout 300 for me
          Herd #124
          Age 10 and holding
          Official Herd Poser

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          • #6
            My policy is in the $800 range annually. But includes uninsured, towing and a bunch of other stuff that I hope I never have to use!

            Good one on ya Craig!!! Glad you were able to change quickly.
            .
            2010 FLHX - Street Glide
            HERD MEMBER #00003

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            • #7
              Originally posted by toorglide View Post
              i pay about $624 year full coverage for 2 bikes -allstate
              sounds about right to me toor....
              U.S. Army "Retired"
              (Disabled Veteran)

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              • #8
                Originally posted by gruss View Post
                Wow !!!

                Your paying "ALOT" !!! I pay roughly $ 250.00 a year for full coverage in Utah, USA......Damn.......I'll visit ya, but I'm not gonna stay up there.....Wow !!
                I'LL still shop somemore but keep in mind Gruss,08 E-G with approx $3500.00+ or - in "I really need that dear" stuff
                HERD MEMBER #0057

                If i only had more time..............

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                • #9
                  Originally posted by CRAIGERHD View Post
                  I'LL still shop somemore but keep in mind Gruss,08 E-G with approx $3500.00+ or - in "I really need that dear" stuff
                  :):)
                  U.S. Army "Retired"
                  (Disabled Veteran)

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                  • #10
                    $711 Now that is an increase!
                    Jeff
                    09 FLHRCI
                    Herd Member #00045

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                    • #11
                      Mine went down, I was paying about 750 a year, now I'm paying about 690 full coverage.
                      It's not "derailed", as long as the last post relates to the post above it...it's just on a different rail, heading into a more interesting direction

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                      • #12
                        Originally posted by jirvin View Post
                        $711 Now that is an increase!
                        Yep, they blame it on a high increase of claims last year,mostly sport bikes..
                        Keep in mind,on average we can only ride 6 months of the year here.:vgirl

                        But that's full replacement cost.
                        HERD MEMBER #0057

                        If i only had more time..............

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                        • #13
                          for that kind of money, Id have training wheels and chains for winter....LOL
                          U.S. Army "Retired"
                          (Disabled Veteran)

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                          • #14
                            Maybe we can get Progressive to sponsor our site and then we might be able to get a better rate.......wait, we've done that already, sorry.........

                            Think I'm paying around $250 with Progressive.
                            Last edited by Geespot; 05-14-2010, 10:56 AM.
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                            HERD member #66
                            HS I Survivor
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                            HS IV,V,VI wanted to go.....

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                            • #15
                              I'm paying about $300 a year through state farm....good call on the cancellation. thats a ridiculous increase.
                              Josh #00042
                              2019 Road Glide Ultra

                              R.I.P. Dad 1951-2015

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