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  • Insurance.....

    You know, when i got my car insurance through Geico 6(?) years ago, they were the cheapest. So I didn't think twice. I finally went through my bike policy, yesterday and found myself a 271.00 dollar savings a year. So, I changed the coverage, (that met with my personal situation) and thought, hhmmmm, They base this partly on credit scores.... I went down to Farmers insurance, and dang if they didn't call and tell me they can cut my car insurance IN HALF, and cut the bike insurance IN HALF. WITH the same coverages I have now....

    Now my credit score back in the day sucked azz, and now it's a LOT better, around 700 I think, I can't believe the difference.... ed
    "Lead paint chips are chewy AND sweet......"

    "Double secret agent 00019......"

    "I saw weird stuff in that place last night. Weird, strange, sick, twisted, eerie, godless, evil stuff... and I want in." H. Simpson

  • #2
    Sweet! maybe I need to check them out. I am paying $90+ a month on my van and truck, and $165 per quarter on my bike ins.
    Ride in Peace Wndchsr


    www.my.doterra.com/jbush

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    • #3
      :skeleton:vgirl:95
      Member #125 (Becky)
      NEVER GO FASTER THAN YOUR GUARDIAN ANGEL CAN FLY
      2

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      • #4
        Almost $1300 a year, just on the car, a 96 Ford.......sucks don't it?
        OLD SKOOL BIKERS RULE, WE DO WHAT IT TAKES AND LIKE IT!!!
        With age comes wisdom, yeah right!
        FIRST "HERD BIKE OF THE MONTH CLUB MEMBER"
        RIP Rick.....Ride On Forever In Our Hearts My Brother!

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        • #5
          I think we pay about $200 a month total for our house, camper, 2 cars, 1 truck, a golfcart and my bike. It all adds up.
          Justin, HERD member 00016
          97 Fatboy

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          • #6
            bah....

            @1000 bucks a year on my truck
            @700 bucks a year on my bike
            @900 bucks a year on my house


            I'm like the dude that cleans out the elephant's ass for a living....

            F*cking insurance racket...
            It's not "derailed", as long as the last post relates to the post above it...it's just on a different rail, heading into a more interesting direction

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            • #7
              Mornin' Mo. That sounds too high. Are you insured with the same company for all three? Consolidate and negotiate. Bet you can save a few bucks!
              H1E2R8D

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              • #8
                Nobody else can touch what I'm gettin on the bike, not even the same company as a new customer...

                Truck, house, and wife's car are under the same policy, with alot of discounts....though I have one wreck on my record, which is probably why.
                It's not "derailed", as long as the last post relates to the post above it...it's just on a different rail, heading into a more interesting direction

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                • #9
                  Well I went down yesterday afternoon and sure enough I switched. The coverages I had , Geico was charging me 1600 every six months! I DOUBLED my coverage, added some more, AND got it for half price through Farmers Insurance. 842.00 every six months. This is for a 2000 Ford Ranger - full coverage, and a 2008 Ford Edge Limited - full coverage.

                  I took great pleasure in calling Geico last night and saying guess what? "I ain't paying for that gecko's salary ANYMORE!! " Geico also admitted that they don't recheck your credit score, and that they were still basing my quote on my credit score from 6 years ago.... the bastards.....


                  Now I've been over my bike policy again, It's 571 a year, Full coverage (1000 ded), and liability only on the Lifan, (50 bucks a year for this one) and if I switch to Farmers, they'll double my coverage, and add extras, give me towing, a 500 ded. , for 660, a year.........

                  I think I'll switch the bike next month..............
                  "Lead paint chips are chewy AND sweet......"

                  "Double secret agent 00019......"

                  "I saw weird stuff in that place last night. Weird, strange, sick, twisted, eerie, godless, evil stuff... and I want in." H. Simpson

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                  • #10
                    Originally posted by Motive View Post
                    bah....

                    @1000 bucks a year on my truck
                    @700 bucks a year on my bike
                    @900 bucks a year on my house


                    I'm like the dude that cleans out the elephant's ass for a living....

                    F*cking insurance racket...
                    Here you go Mo.....

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                    HERD member #66
                    HS I Survivor
                    HS II Survivor
                    HS III Survivor
                    HS IV,V,VI wanted to go.....

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                    • #11
                      :laughout:laughout:laughout
                      HERDSTER #00115
                      Herdstock II survivor
                      Herdstock III survivor
                      Herdstock IV survivor
                      Herdstock VI survivor
                      MOO TON CREW member
                      I like the dog. If he can't eat it or f**k it, he pisses on it. I can get behind that

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                      • #12
                        Yep, that's what I'm talkin about....
                        It's not "derailed", as long as the last post relates to the post above it...it's just on a different rail, heading into a more interesting direction

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